Finance
The Box You Avoid: Facing Stock That Will Never Sell
Stock you cannot sell is not an asset, even if your records say so. Learn to tell worthless from reduced-value goods, record the loss honestly and stop it from repeating.
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Finance
Paid Late, Pay on Time: Handling Your Own Bills on an Irregular Income
Freelance money arrives in lumps, but rent and subscriptions come on schedule. Here is a simple system of a personal wage, a holding account and a bill day.
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Finance
Busy Is Not Profitable: What You Really Keep From Every Invoice
Money coming in is not the same as money kept. Learn three simple percentages that show whether your small business or freelance work really pays you.
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Finance
A Simple Money Routine for Your Business's First Year
You do not need to be an accountant to keep your books in good shape. A weekly money hour, a separate account and a few pots for taxes and slow months cover most of it.
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Finance
Every Transaction Has a Twin: The Two-Sided Way to Keep Books
Double-entry bookkeeping rests on one simple idea: money always moves from somewhere to somewhere. Learn how it works through small stories, and whether you need it yet.
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Finance
Where Should Each Payment Go? A Simple Rule for Putting Profit Back to Work
Growth does not need a big budget, just a rule. Set a share of every payment aside, ask what each purchase must prove, and test small before you spend more.
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